Legal Disclaimer

This site has been designed for informational purposes only and does not constitute an offer to sell or a solicitation of any security referenced upon the site. Such offers can only be made where lawful under applicable law. The services and information provided through this site are for personal, non-commercial use and display. FFEC does not intend to provide investment advice through this site and does not represent that the securities or services discussed are suitable for any investor. FFEC does not provide any legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment. This site has been published in the United States for residents of the states in which we are registered in the United States only. This site is not intended for use by, or to provide any information to, investors outside of the United States, and such investors should not rely on any information or material appearing on this site.

Currently, FFEC is registered to conduct business in the following states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Neither FFEC nor any independent provider of information shall be liable in any way, and you agree to indemnify and hold harmless FFEC and the independent providers for any inaccuracy, error, or delay in, or omission of 1. Any information; 2. Any loss or damage arising from or by any inaccuracy, error, delay, or omission, non-performance, interruption of information due either to any negligent act or omission by FFEC or providers or information.

LINKS
"Hypertext links" and/or "hyperlinks" to or from other Internet sites may be included at times as a convenience to the user. By accessing other websites through links provided by FFEC, you agree to the following terms and conditions. Independent providers that are not affiliated with FFEC have produced the material available on these sites. FFEC assumes no responsibility for the content of any linked site. Any opinions or recommendations expressed are solely those of the independent providers and are not the opinions or recommendations of FFEC. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site, nor will FFEC guarantee the timeliness, accuracy, adequacy, or completeness of such information.

ELECTRONIC COMMUNICATION
This website permits you to communicate electronically by sending E-mail messages to FFEC. By using this site, you agree not to use E-mail to give FFEC any instruction affecting your account(s) or any linked accounts, including, but not limited to placing orders to purchase or sell a security or to transfer funds. You also agree not to use E-mail for the transmission of any personal credit information (including account numbers or credit card numbers), to give notice of a change of address, or to give FFEC any time-sensitive instructions. FFEC shall not be liable for any actions taken or any omissions to act as a result of any E-mail message you sent to FFEC.

ON-LINE ORDER ENTRY
If the order entry system is down, you may call us and place your trade with a broker for no additional charge. If, however, your computer system is not functioning, your Internet service provider is not working, or you are away from your computer, a broker may place your trade for you at broker-assisted rates.

Updated February 2008